People looking for financial advice feel most comfortable asking chatbots about budgeting and tracking expenses, according to a survey by the financial services company Empower. For Kathryn Aguilo, a 30-year-old kindergarten teacher, that is exactly how she has used it.
She first used ChatGPT last year to help her and her fiancé save for their 180-person wedding on Long Island. The chatbot suggested they cut back on eating out, set a $40 limit when they did and stop opening bar tabs. It also suggested that they bring cash instead of using cards. Ms. Aguilo also saved by making her own wedding decorations and wearing $10 heels she bought with a coupon.
Then, she resold most of the wedding prep items on Facebook Marketplace for around $250.
After the wedding, Ms. Aguilo turned to ChatGPT to build an expense tracker and budget so she and her husband could start saving for a down payment on a home. They closed on a two-bedroom house in January, and Ms. Aguilo again went to ChatGPT for advice on how to pay down her 30-year mortgage faster.
“I’m not, like, asking it to create my future children and what they’re going to look like,” Ms. Aguilo said. “I do really just use it intentionally for saving, budgeting and to help us.”
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